One of the first things you should think about when considering protection policies is Home and Contents Insurance. You can get insurance for your first tiny rental all the way up to luxury waterside homes. The most important thing about Home and Contents is that it provides cover for your building, fixtures and fittings. That means all the inside and outside structural elements of your home, should they become damaged in any way. It also covers any belongings, personal effects and household contents that you choose to include. If you need to, we can often cover items stored in garages, or even things left in your car when you’re on the road.
Home and Contents policies provide cover for costs associated with re-building or repairing damage. That means you can cover the cost of hiring trades to fix problems. You can also choose to add specific cover if your home is at risk from fire, flood or other dangerous weather conditions. You should always wait until your claim is confirmed before replacing anything non-urgent, but there are things you can get moving with before then.
When something happens to your home that makes it unliveable, phone us immediately. That way we can give you the best advice possible before you take action. The most important thing to do when you need to make a claim but need to fix things NOW is to take photos of the damage and get witnesses.
