Boat Insurance

Q: How do I get a boat insurance quote in Australia?

Contact us with your boat details and we’ll compare insurers to provide you with a personalised boat insurance quote.

Q: Do I need boat insurance in QLD or Victoria?

While it’s not always a legal requirement, marinas, lenders, or waterways may insist on it. We’ll explain what applies in boat insurance QLD and boat insurance Victoria.

Q: What affects boat insurance prices in Australia?

Costs vary depending on your boat type, value, and usage. We’ll help you compare boat insurance prices and find cover that fits your budget.

Q: What is the best boat insurance for me?

The best boat insurance is the one that aligns with your vessel, usage, and budget. Our advisors tailor advice to your specific situation.

Q: Why should I use an insurance advisor instead of buying direct?

SureInsure gives you access to multiple insurers, unbiased advice, and claims assistance — benefits you won’t get when going direct.

Q: Can SureInsure compare boat insurance policies for me?

Yes. We compare multiple policies side by side so you can choose with confidence.

Q: Does using SureInsure make premiums more expensive?

No. Our role is to find you affordable boat insurance at competitive rates, not to increase your costs.

Q: Will you help me if I need to make a claim?

Absolutely. Our advisors will guide and support you throughout the claims process.

Recreational Boat Insurance Qld

Owning a boat is about more than transport — it’s about freedom, adventure, and creating memories on the water. But along with that joy comes the need for protection. That’s where we come in. At SureInsure, we make it easy to arrange boat insurance that’s straightforward, cost-effective, and tailored to you. We also help Australians with Car Insurance and Home Insurance for complete lifestyle protection. Whether you’re fishing the rivers, cruising the coastline, or enjoying weekends on the lake, we’ll help you secure the best boat insurance in Australia.

Comprehensive Boat Insurance Across Australia

Your boat isn’t just an asset — it’s part of your lifestyle. Protecting it properly ensures peace of mind every time you head out on the water.

At SureInsure, we provide advice on boat insurance Australia-wide, including QLD, Victoria, and other states. From full comprehensive protection to third-party cover, we’ll help you understand the differences and choose the right fit.

Unlike going directly to one insurer, we compare options across multiple providers, explain the fine print, and guide you towards affordable boat insurance that works for your budget and boating style.

👉 For example, Club Marine offers flexible cover for sailing yachts, fishing boats, and cruisers, including personal property, cover for racing, and emergency assistance.

👉 Similarly, NM Insurance provides tailored protection across Australia for runabouts, cruisers, personal watercraft, and luxury yachts, with options for liability, accidental damage, and salvage costs.

Types of Boat Insurance

Comprehensive Boat Insurance
Complete protection for accidental damage, theft, fire, and liability.
Example: You own a $90,000 cruiser in Queensland. One stormy night, the marina is hit by strong winds, and your boat suffers hull damage. Comprehensive insurance covers the repairs, saving you thousands.
Third-Party Liability Insurance
Covers damage your boat causes to others (people, boats, or property). This is much like Third-Party Car Insurance, but designed for boats.
👉 Example: While docking at a busy Gold Coast marina, your runabout bumps into another vessel, scratching its hull. Third-party cover pays for their repairs, so you don’t have to dip into your pocket.
Fire & Theft Cover
Protects you if your boat is stolen or damaged by fire.
👉 Example: A fishing boat owner in Victoria has their boat stolen from the driveway overnight. Fire & Theft cover compensates them for the loss, helping replace the vessel.
Personal Watercraft (Jet Ski) Insurance
Tailored for jet skis, with cover for accidents, theft, and liability.
👉 Example: You’re riding your jet ski on the Sunshine Coast and accidentally collide with another ski, causing damage. This cover ensures repairs and liability costs are handled.
Racing Cover (Optional Add-On)
For sailing yachts or boats that participate in racing events.
👉 Example: A yacht owner in Sydney enters a weekend regatta. During the race, their sail is torn in rough weather. Racing cover takes care of the damage.
Trailer & Transit Cover
Covers your boat while being transported or stored.
👉 Example: While towing your boat to a lake in regional Victoria, your trailer is involved in a minor accident. This cover pays for repairs to both the boat and trailer.

Get a Boat Insurance Quote Today

Securing insurance for your boat doesn’t need to be complicated. With SureInsure, the process is quick and simple:

Tell us about your boat.
We compare policies from leading insurers.
You get tailored options to review and select.

Why Boat Owners Choose SureInsure

Insurance is about more than just a policy — it’s about peace of mind. Here’s why Australians trust SureInsure when it comes to protecting their boats:

Personalised guidance – cover recommendations that match your lifestyle.
Side-by-side policy comparisons – clarity and choice from multiple insurers.
Claim assistance – support from start to finish if you need to make a claim.
Local knowledge – Brisbane-based office serving QLD, Victoria, and beyond.
Balanced pricing – we help you secure fair boat insurance prices without overpaying.

When you partner with SureInsure, you’re not just buying insurance — you’re getting a dedicated advisor who’s on your side.

Boat Insurance Prices & Cover Options

The cost of boat insurance in Australia depends on several factors, such as:

The make, model, and size of your boat
How often and where it’s used (inland waters, coastal trips, or offshore)
Your boating experience and previous claims
Whether you want third-party or comprehensive cover

Our advisors work with you to strike the right balance between cover and cost. Whether you’re after affordable boat insurance for a runabout or the best boat insurance for a high-value cruiser, we’ll help you make an informed decision.

Request Your Quote for Boat Insurance

Protecting your boat should feel simple, not stressful. At SureInsure, we make the process straightforward and hassle-free. No matter if you’re in Queensland, Victoria, or anywhere else in Australia, we’re here to help you get boat insurance that offers peace of mind.

Compliance Disclaimer

SureInsure Pty Ltd (Office in Brisbane, QLD) provides insurance advisory services across Australia. The information above is general advice only and does not take into account your personal circumstances. Please read the relevant Product Disclosure Statement (PDS) before making a decision.