Product Disclosure Statement
Frequently Asked Questions
A PDS is a document issued by the insurer that explains what a policy covers, what it excludes, its limits and conditions, and how to make a claim. It helps you make an informed decision about the product.
The PDS is prepared by the insurer. If we arrange a policy for you, we will provide or pass on the PDS unless you already have an up-to-date copy.
Every policy is different. The PDS tells you exactly what is and is not covered, so you can decide whether the policy suits your needs before you buy it.
A TMD is a document issued by the insurer that describes the type of customers a product is designed for. It is usually available alongside the PDS.
Yes. If anything in a PDS is unclear, contact our team and we will help explain how the policy may apply to your situation.